The standing challenge

Send us one day of your worst files.

We'll return them reconciled, every exception explained — before you've paid a cent. Card networks, instant rails, PSP settlements, bank statements: if money moved through it, we make it balance.

0
records matched / min
0%
auto-match rate
0×
faster month-end close
The command center

Your entire money movement, on one screen.

Gross volume against limits, per-merchant success rates, projections to end of month, and a live exception queue — the dashboard your finance team refreshes before their coffee is ready.

Operations · live
—
Gross volume today
$0M
▲ 12.4% vs yesterday
Auto-matched
0%
▲ 0.3 pts
Open exceptions
0
▼ 41 resolved this hour
Merchants live
0
▲ 116 this week

Gross volume vs limit — month to date projection: on track

MONTHLY LIMIT

Exception queue live

Success rate — top merchants

Match distribution — today

0% AUTO-MATCHED
BALANCE
The dashboards

Somewhere in your settlement files, money is lying to you.

These views find the lie. Not concept art — working views our engine produces from your files, rendered live.

Merchant health · daily

A month of merchant performance, one glance.

Every merchant, every day, colored by success rate. Degradation shows up as a darkening row days before it becomes a client escalation — you see merchant 5 failing on day 14, not on the monthly report.

Success rate · merchant × day current month

≥ 99% 97–99% 95–97% < 95%
Trend intelligence

Success rates that explain themselves.

Per-merchant daily success rate, plotted against your portfolio benchmark. The dip is annotated with its cause from the exception queue — a chart your CFO reads without calling you.

Daily success rate · top merchants vs portfolio avg

100% 96% 92% OPERATOR OUTAGE · DAY 14
The daily close

1.24M records in. 214 need a human.

The waterfall your auditors love: total records, auto-matched, resolved by dedup rules, and the small red remainder that reaches a person — ranked by money at risk.

Reconciliation run · today completed 09:00 UTC

1,241,806
Records ingested
1,238,412
Auto-matched
3,180
Resolved by rules
214
To human review
MATCHED
The engine

Built by reconciliation people, not demo people.

Every rule in the engine exists because a real settlement file broke somewhere at 2am. That institutional scar tissue is the product.

Ingest

Any file, as it actually arrives

Malformed headers, shifting delimiters, composite columns, operator quirks — the parser normalizes the mess you receive, not the spec that was promised.

01
Match

Multi-source, rule-governed matching

Deterministic matching across N sources with status-priority deduplication and amount-tolerance rules. Every decision carries a rule reference — nothing is a black box.

02
Resolve

Exceptions, ranked by money at risk

Unmatched items arrive pre-investigated: probable cause, source rows, and value at stake. Your team works a queue, not a spreadsheet.

03
0%
auto-match rate
0min
median daily close
0+
file formats parsed
$0B
reconciled annually
Commercials

First the proof. Then the price.

We don’t publish a rate card. An engagement begins with a working discussion of your project, moves to sample results produced from your own settlement files, and only then do we agree the commercials. Evidence first — in that order.

STEP 01

Discuss the project

A structured session with your operations and finance leads
  • Under NDA from the first conversation
  • Map rails, sources & volumes across your stack
  • Define what success looks like for your close
Schedule a discussion
STEP 02

Review sample results

Your real files, reconciled — at no cost
  • One business day of your settlement files
  • Returned within 72 hours — matched & explained
  • Match rate, exceptions, value at risk — quantified
  • No cost, no obligation
Post your sample files →
STEP 03

Then we decide the money

Commercials agreed on demonstrated value
  • Priced against results you have already seen
  • Sized to your volumes, in a clear written proposal
  • No commitment until the numbers convince you
Talk to us
Security

Trusted with the files that move money.

Your region, your data

Deploy in the data residency you require — regional cloud or fully on-premise. Transaction data is never used to train models or shared with third parties.

Encrypted end to end

Files are encrypted in transit and at rest, access is role-scoped and logged, and every environment is isolated per client. NDA signed before the first byte.

Auditable to the row

Every match, dedup decision and exception carries a rule reference and timestamp. Any number in any report traces back to its source rows in two clicks.

Where money moves, we make it balance.

The challenge stands: one day of your worst files, returned reconciled, every exception explained — before you've paid anything.

access@reconiq.com · onboarding new clients globally